معوقات منح عقود الإيجار التمويلي في المصارف التجارية الليبية "دراسة استكشافية على المصارف التجارية الليبية

Abstract

The aim of this study is to identify the obstacles to grant finance lease in commercial banks (as leaser), considering that the finance lease is one of the most important methods of financing economic projects in Libya. In order to achieve the objective of the study,(6) Commercial banks. The study relied on the means of questionnaire as a tool for collecting the necessary data. The study used both statistics and descriptive statistics and the explanatory statistics for data analysis. The study provided a scientific evidence that there are obstacles that limit the commercial banks' among these constraints are organizational obstacles, accounting constraints, financial constraints and financial constraints. It also concluded that there are no legal impediments to the granting of financial leases in Libyan banks for the issuance of Law No. 15 for the year 2010 regulating the legal aspects of both parties. To deal with the organizational, accounting, financial and financial constraints until these banks start granting lease contracts to various economic units, because they are the only ones authorized to grant finance leases in accordance with Article (20) of Law No. (15) for the year of 2010 on financial leasing, the study conducted more research in this area by using other methodologies may contribute to increased knowledge.