دور المصارف التجارية الليبية في تمويل المشروعات الصغيرة والمتوسطة دراسة ميدانية علي المصارف التجارية في مدينة سرت

Abstract

The study aimed to identify the role played by commercial banks in the city of Sirte in financing small and medium enterprises, by granting bank credit, and using the Islamic Murabaha method used in Islamic banks, which was adopted in recent years by traditional commercial banks, and to identify the extent of their effectiveness and contribution In financing these projects, and in order to achieve the objectives of the study, we used the descriptive approach to study the problem, as a questionnaire was designed to collect data, which was distributed to all 6 commercial banks in the city, and the statistical program (SPSS) was applied to analyze 46 valid questionnaires For the analysis, testing the hypotheses of the study by a set of statistical methods, the most important of which are arithmetic means, standard deviations, relative weight, degree of importance, and the Alpha Cronbach test to test the degree of credibility of the data and test the hypotheses using the Pearson correlation coefficient and the progressive multiple regression coefficient at a significant level of 5%, through a standard model that shows the relationship between The dependent variable (financing small and medium enterprises) and the independent variables, which are: No Bank credit, and Islamic Murabaha method