National Governance and Non-Performing Loans (NPLs) in the Arab Banking Sector: A Comparative Econometric Study. Economic studies journal, [S. l.], v. 9, n. 2, p. 139–115, 2026. DOI: 10.37375/esj.v9i2.4386. Disponível em: https://journal.su.edu.ly/index.php/esj/article/view/4386. Acesso em: 2 oct. 2026.