تقييم الأداء المالي للمصارف التجارية بمدينة اجدابيا باستخدام نسب الربحية

Abstract

This study aimed to evaluate the financial performance of commercial banks in the city of Ajdabiya, using profitability ratios, which are among the most used methods in evaluating financial performance in order to reach the best possible methods of performance. The study reached the following results:                     

1- Profitability (rate of return on equity - rate of return on assets - rate of return on average assets) contributes to evaluating the financial performance of commercial banks.                                                                                                   

2-It appears from Table No. (1) that the Unity Bank (with an average rate of %3.46) fell into the first assessment, and this means that it enjoys a good percentage of profitability, and thus we accept the hypothesis that this percentage contributes to the performance evaluation.                                          

  3-The results of Jumhouria Bank (with an average of %3.44) fell in the first evaluation, and this means that it enjoys a good percentage of profitability, and thus we accept the hypothesis that this percentage contributes to the performance evaluation.                                                                                         

 4-The results of the National Commercial Bank showed (with an average rate of %5.16) that it fell in the first evaluation, and this means that it enjoys a high rate of profitability, and thus we accept the hypothesis that this percentage contributes to the performance evaluation.                                                             

  5-The results of the Trade and Development Bank (with an average of %13.86) fell in the first evaluation, and this means that it enjoys a high rate of profitability, and thus we accept the hypothesis that this percentage contributes to the performance evaluation.